Richard Tan

Every few months, someone asks me some version of the same question: "How do you actually become a property agent in Singapore?" Sometimes it's a friend eyeing a career change. Sometimes it's a fresh grad who's watched too many listing videos. Sometimes it's someone already in a 9-to-5 who's tired of a ceiling on their income. The honest answer is that it's not complicated — but it's not the "just pass one exam and you're rich" story some course ads make it sound like either. So here's the...

HDB and EC Income Ceilings Just Went Up — Here's What It Means for You If you've been sitting on the fence about buying — or you're a flat owner wondering whether now's a good time to sell — Sunday's National Day Rally just moved the goalposts. Prime Minister Lawrence Wong announced the first increase to HDB income ceilings since 2019, and it's not a small tweak. Here's what actually changed, when it kicks in, and why it matters whether you're buying your first flat or thinking about listing...

If you've started thinking about selling your HDB, "how long to sell HDB flat" is probably the exact question sitting in your head right now — and it's a fair one to ask. Selling a flat isn't a single event. It's a chain of smaller steps, each with its own waiting period, and if you don't know the chain exists, the whole process can feel like it's dragging on for no reason. Here's the honest answer: most sellers should budget around 6 months from "I'm ready to sell" to keys-in-hand for the...